Maintaining your trust and confidence is important to us. We want you to understand how we protect your privacy when we obtain information about you and how we safeguard that information. To make your experience using our website more convenient, in connection with your transaction, we may gather information from you, which we handle as stated in this notice. We maintain the privacy of your information using security technologies and adhere to policies that prevent unauthorized use of your personal and business information. We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms; Information about your transactions with us, our affiliates or others; and, Information we receive from a consumer reporting agency We may disclose all of the information we collect, as described above, to companies that perform marketing service on our behalf or to other financial institutions with whom we have joint marketing agreements. We may make such disclosures about you as a consumer, customer, or former customer. We may also disclose nonpublic personal information about you as a consumer, customer, or former customer, to non-affiliated third parties as permitted by law. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We reserve the right to modify this privacy Notice at any time. Any changes will be posted here to ensure that you will always know what information we gather, how we might use that information, and whether we will disclose it to anyone. If you have questions about how we regard your privacy, please contact us via the means available by clicking on the "Contact Us" button on the left. By using this site, you agree to our privacy policy as stated in this Notice. If you do not agree, please do not provide us with any personal information through this website. CUSTOMER ACKNOWLEDGEMENT: I (we) acknowledge that I (we) received a copy of this notice on 05/09/2008.